Corporate/Business Insurance

Tudor Insurance Australia is able to provide your business with a complete solution specifically tailored to your identified exposures within your particular industry whether your an SME Business or Large Multi-National Enterprise. If required we can also provide services in respect of quantity surveyors, valuers, and risk managers (for implementation of O. H + S Programs).

  • Fire & Perils - covers destruction of, or damage to, your buildings and contents through fire and other perils such as lightning, explosion, malicious damage, earthquakes, storm, and water damage.
  • Business Interruption - provides cover if business is interrupted through damage to property by fire or other insured perils. Cover ensures ongoing expenses are met and anticipated net profit is maintained through provision of cash flow.
  • Burglary - covers the following areas when theft occurs involving violent, forcible entry: loss or damage to stock, goods held in trust and all contents for which you are responsible within the premises. Note: It does not normally cover theft by employees or others entitled to be on the premises.
  • Loss of Money - cash and items such as postal orders, cheques and stamps are insured against theft from business premises or while in transit.
  • Glass - covers you for Accidental Breakage of Glass and provides a number of additional benefits.
  • Public Liability - covers your liability for claims by members of the public who suffered injury or damage to property while on your premises, or while you are working at their premises.
  • Products Liability - if you sell, supply or deliver goods, even in the form of repair or service, you may need cover against liability for claims of goods causing injury or damage.
  • Engineering Equipment - covers equipment against such risks as breakdown and explosion.
  • General Property - This covers Damage to Property Insured caused by Defined Events and provides an optional benefit for fire. You can choose accidental damage cover or a cover restricted to collision and/or overturning of the conveying vehicle and flood.
  • Goods in Transit - cover against loss or damage to your property while in transit - either within Australia or on a world-wide basis (you choose).
  • Personal Accident, Illness or Disability - covers against your inability to work and the resulting loss of income. Unless you operate as a Proprietary Limited company, you personally will not be covered by Workers Compensation.
  • Fidelity Guarantee - theft and/or misappropriation of cash and/or stock by employees.
  • Audit & Investigation - Expenses due to unexpected audits required by any statutory body, including Australian Tax Office.
  • Computer Breakdown Profits - Loss of income and increased expenses following mechanical or electronic breakdown of computer equipment.
  • Computer Crime - Loss of funds following tampering with computer systems.
  • Credit Insurance - Protection for insured debts following insolvency of a debtor.
  • Intellectual Property - Legal expenses incurred to defend patent, trademark, copyright etc.
  • Kidnap, Ransom and Extortion - Monies paid following kidnap of staff or family or threats of damage to assets.
  • Machinery Breakdown Profits - Loss of income and increased expenses following breakdown of key plant and equipment.
  • Product Tamper - Loss of net profit, recall and other expenses following product tampering.
  • Unregistered mobile plant and machinery - Loss and damage to trailered equipment.
  • Workers' Compensation - Providing cover for employers' liability for injury to employees, Act benefits and at Common Law.
  • Aviation Hull - Loss of or damage to aircraft and related equipment.
  • Contract Works - Loss or damage to the project works during construction.
  • Contractors' Plant & Machinery - Loss or damage to unregistered mobile plant, drilling rigs and the like.
  • Corporate Travel - Costs following accident or illness whilst travelling.
  • Electronic Equipment - Material damage and loss of data following breakdown or malfunction.
  • Industrial Special Risks - Fire and Perils and Accidental Damage to property.
  • Defamation - Damages following libel and slander.
  • Directors & Officers Liability - Damages following wrongful act committed by the directors or officers of a company.
  • Directors & Officers Supplementary Legal Expenses - Fees and legal expenses incurred in defending an alleged "wrongful act".
  • Extra Territorial Workers' Compensation - For employees working interstate or overseas.
  • Environmental Impairment Liability - Bodily injury and property damage following gradual pollution.
  • Product Recall Expenses - Expenses incurred in the recall of defective products.
  • Professional Indemnity - Damages arising from the professional activities of an organisation.
  • Public & Products Liability (Broadform) - Bodily injury and property damage arising from business activities and from products manufactured, imported or sold.
  • Umbrella Liability - Provides cover in excess of standard Broadform liability policies, including Motor Third Party, but also provides blanket cover for many areas excluded by those policies.

Please note this is not an extensive list of product classes. Please call for further details of other classes not listed here.