Fruit & Vegetable Farm Insurance Brokers

Fruit and vegetable farming comes with unique risks - from weather and crop disease to equipment and liability issues. Tudor Insurance provides expert brokerage services tailored to growers, packers, and suppliers, helping protect your business every step of the way.

With deep knowledge of the farming and agricultural sector (including the wider food and beverage manufacturing industry), as well as access to leading insurers all around Australia, we work closely with you to source cover that fits your specific operations. Our goal is to get you the right coverage for your needs, so you can focus on growing your business.

Who Should Get Fruit & Vegetable Farm Insurance?

If you grow, pack, or supply fresh produce, tailored farm insurance is essential to protect your farm from the unexpected.

From small family-run farms to large-scale operations, anyone involved in fruit and vegetable production faces risks that could lead to serious financial loss - whether it’s crop failure, equipment damage, or third-party liability.

This type of insurance is especially vital for:

Fruit and vegetable growers
Packers and distributors
Vineyard and orchard owners
Agribusiness operators
Farming contractors

No matter the size or scope of your business, the right insurance cover helps safeguard your assets and keep your operations running smoothly when the unexpected happens.

Why Use Tudor Insurance as Your Insurance Broker?

With over 30 years of experience in agribusiness, Tudor Insurance understands the specific challenges fruit and vegetable producers face - whether it’s unpredictable weather, pest outbreaks, equipment failure, or the complexities of getting fresh produce to market.

We work directly with growers to assess on-farm and off-farm risks and develop tailored insurance solutions that reflect the realities of your operation. From protecting your crops and equipment to covering transport and liability issues, we make sure you’re backed by the right cover at every stage of the growing season.

When things go wrong, you won’t be facing them alone. We offer expert guidance, responsive service, and strong claims support to help you recover quickly and keep your business moving forward.

What Risks Can Fruit & Vegetable Farm Insurance Protect Against?

At Tudor Insurance, our skilled brokers will work with you to identify the key areas of exposure your business faces and tailor a solution to you.

Securing appropriate cover in these areas, and any others which may apply to your business, is the best way that you can safeguard your business against loss. Below are some of most common risks and insurance concerns within the Fruit & Vegetable Farm industry:

Product liability issues - If a consumer experiences harm or illness on account of a contaminated fruit, vegetable or other fresh produce, product or public liability insurance can assist in providing the affected parties with compensation, as well as covering business legal fees.
Public Liability concerns - Fruit & vegetable farms that host workers, contractors, or the public face increased liability risks. Public liability insurance helps cover injury or damage claims that occur on your property.
Business Interruptions - Weather events, supply chain disruptions, or biosecurity threats can halt operations. Business interruption insurance helps recover lost income and keeps cash flow steady while you get back on track.

Management Liability Insurance - When management decisions or actions lead to allegations of misconduct, it can result in costly lawsuits or regulatory penalties. Management liability insurance steps in to cover legal fees, settlements, and other expenses, allowing businesses to navigate these challenges without jeopardising their financial stability.
Equipment breakdown - From irrigation systems to cold storage, equipment failure can cause major delays and losses. Insurance can help cover repair costs and compensate for lost production.

Request a Quote

Did you know that what is actually covered can vary considerably between insurers? Often with exclusions or high excess payments that you may not be aware of. You need a broker who can assess your individual situation, offer the right insurance and explain precisely what is and isn’t covered.

It's easy to pay too much for insurance, but it's just as easy to pay too little then find out too late that you're not covered. There's a lot of flashy online insurance calculators out there but they focus only on price. Talk to Tudor and you talk to a real person who knows the what level of cover should be recommended and who will personally help you with a claim.

Working for you.