Tree Contractors and Arborists

It’s a dangerous industry which needs the right cover. Tudor Insurance Australia have years of experience in securing insurance for tree lopping, arborists, stump removal, consulting and other activities related to the management and removal of trees and plants.

With our insurance partners we’ve drawn up specific and comprehensive insurance plans tailored to the industry. For those who operate in the arborist and tree-contracting fields this type of cover can often be hard to find, confusing and potentially more expensive than the unique packages offered by Tudor.

Arboriculture Australia Members

Tudor Insurance is pleased to be able to provide quality insurance cover directly to Arboriculture Australia Members. Be sure to quote your Arboriculture Australia™ membership number on all forms to get the special Arboriculture Australia™ rates and cover.

We are proud supporters of Arboriculture Australia™ and the industry and in recognition of this we pay a percentage of your premium to Arboriculture Australia™ Ltd to help fund the Administration Office thereby offering you, the members, a better service. Arboriculture Australia™ has also negotiated with Tudor Insurance for a better member insurance package.

SOME KEY BENEFITS OF THIS PACKAGE ARE;

  • Payment of legal fees out side of the sum insured on your professional indemnity policy.

  • An Aggregate limit of indemnity that is double the limit of indemnity on your professional indemnity policy – i.e. under your current policy you may have a limit of $2,000,000 any one claim and in total for the 12 month policy period. Our policy gives you a limit of indemnity of $2,000,000 and one claim and $4,000,000 in the total 12 month policy period.

  • Cover for bodily injury as a result of the advice given under your professional indemnity policy.

  • Retroactive date on your Professional Indemnity Insurance to provide you with “no gap” in cover should a claim be lodged against you for an incident that occurred out of advice you gave prior to joining the Tudor/QBE/Arboriculture Australia facility that you were not aware of.

Tree-Contractors & Arborists

Tree-Contractors & arborists can expose themselves to a wide range of activities requiring proper insurance cover. Often involving working at heights, near power assets or with heavy machinery.

Accidents happen and include damage to third-party property or the arborists’ own equipment. Other cases can include injury, disability and even death. Specific insurance that explicitly covers these type of events is a must for anyone working in the industry.

Consulting Arborists

Advising on the health and safety of trees can expose consulting arborists to liability based on their professional advice.

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Frequently asked questions

Below are the common questions customers ask us.

Arborists and Tree Contractors are faced with a high level of risk daily. Having specialised insurance will ensure that you are protected. The most common policies arborists opt for are Public Liability, Professional Indemnity, Equipment/Property and Personal Injury insurance.

Public Liability insurance is a must for an arborist. This policy protects you from the claims made by a third party. When cutting a tree, the trunk or branches may fall in a direction you didn’t plan to; causing damage to properties on-site, the neighbourhood, passing vehicles and pedestrians. Public Liability will cover medical bills, legal fees and compensation for the damage caused.

Another must for Arborist is Professional Indemnity. The advice you give on tree health can also lead to a claim against you and loss arising from advice is generally not covered under your Public Liability insurance, especially if that advice is given for a fee. Professional Indemnity provide cover for cost associated with an error or omission in your advice that may lead to property damage, bodily injury or financial loss to a third party.

The cost of premiums will vary depending on numerous factors such as turnover, the nature of your services, and the amount of cover you require. In some cases, a higher excess limit could make the difference in winning a big contract.

Equipment used for tree services tends to come with a high price tag. Losing one to theft or accident comes with a huge expenditure. Having machinery and equipment cover will ensure repairs in the event of damage or to assist with the cost of replacement should they get damaged or stolen.

Working in the Arboriculture industry can be hazardous. Ensuring that your income is protected in the event you can’t work through an injury is crucial. Personal injury insurance is designed to ensure that you still receive an income whilst you’re taking time off to recover from an accident.

Request a Quote

Did you know that what is actually covered can vary considerably between insurers? Often with exclusions or high excess payments that you may not be aware of. You need a broker who can assess your individual situation, offer the right insurance and explain precisely what is and isn’t covered.

It's easy to pay too much for insurance, but it's just as easy to pay too little then find out too late that you're not covered. There's a lot of flashy online insurance calculators out there but they focus only on price. Talk to Tudor and you talk to a real person who knows the what level of cover should be recommended and who will personally help you with a claim.

Working for you.

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