Who should get Bakery insurance?
From small cafe bakeries to businesses operating at a commercial level, obtaining appropriate food and beverage manufacturing insurance is paramount to protecting your assets. Bakery insurance can benefit a variety of bakery business types, including sole traders, cake bakers and decorators, at-home business owners, and cafe bakery owners, among others.
Business owners in any of these fields should strongly consider taking out insurance through a bakery insurance broker to insure themselves against losses.
If your bakery is providing the general public with delicious treats and home-baked goods, then speak with a member of the Tudor team about finding the right insurance for your business.
What risks can Bakery Insurance protect against?
Protecting your business with Tudor insurance brokers allows you to identify and secure a policy that meets your business needs. For bakery businesses, these often include Public Liability and Business Interruptions, Management Liability Insurance, and Personal Accident insurance.
Below are some of the most common risk areas that bakery and cake decorating businesses should protect themselves against:
Product liability issues:
If a product of the business becomes contaminated and causes harm or sickness to customers, bakers insurance can assist in providing the affected parties with compensation.
Workplace accidents:
Slips, trips, falls, cuts, and burns are all common risks to those working in bakeries. When these occur in the workplace, appropriate insurance can cover the associated costs.
Interruptions to business:
Extreme weather events, natural disasters, and fires or other catastrophic events at nearby premises can impede a businesses abilities to operate as normal, resulting in a loss of income, which insurance can protect against.
Equipment breakdown:
Ovens, fridges, and mixers are essential tools in a bakery business. If breakdowns or failures occur, your operations will likely be negatively impacted, resulting in loss of income as well as a maintenance bill, both of which can be assisted with insurance.
Cafe bakery owners may also want to consider Cafe Restaurant Insurance for their business.
Why use Tudor Insurance as your insurance broker?
Choosing Tudor to insure your bakery or cake decorating business means choosing custom care that’s tailored to your business. When you work with Tudor, you will be accompanied by an experienced partner who has in-depth knowledge of the insurance industry and how it relates to you. From identifying the right level of cover to assisting with the claims process, we’ll be with you every step of the way, putting your business first.
At Tudor, we are an Australian-run business with over 35 years of experience. Together, we help other business owners protect their assets when they need it most.
Get Bakery insurance today!
Get in touch with one of our experienced brokers for a personalised insurance package using the form here: