Along with your typical 6 or 12 month lease situations for more permanent residents there are also short-term tenancies such as Airbnb and holiday rentals that require cover. It is important to check that you are actually covered for the type of rental structure you’re engaged in.
What is Landlord Insurance?
Like home insurance, landlord insurance can cover your rental property and its contents against risks like storms, floods and fire. It can also cover the damage that tenants can cause to your contents - and even loss of rental income.
Unlike some landlord policies, Landlord Insurance can cover holiday rentals and long term rentals.
Why do I need it?
Without landlord insurance, you could lose your valuable investment if it’s damaged or destroyed.
You could also lose income from rent if you’re unable to rent it out during repairs, or if your tenants get evicted or break the lease.
Who should be covered?
Anyone owning or part-owning a residence that is rented out in any way should seriously consider appropriate insurance.
This can include;
Homes
Units
Other strata titles
Holiday rentals
What can be covered?
Property Damage
Flood
Malicious damage by tennants
Landlords fixtures and fittings
Loss of rent
Rent default
Landlords Insurance Quote
Our interactive quote request form will guide you through the steps to get a quote on insurance for your unique property.
It only takes 2 minutes to complete.
Other Insurance products to consider
Commercial Motor & Fleets
Public & Products Liability
Professional Indemnity
Cyber Protection Insurance
Business Interruption Insurance