Truck Insurance

Our experts will find you a Truck Insurance cover that protects you against a range of accidents and incidents, so when you hit the road, you can go out with peace of mind.

Insurance for Truck Drivers & Truck Business Owners

Working on the road can be unpredictable, with lots of instances you just can’t prepare for. One thing you can do though, is take out insurance with a specialist truck insurance broker like Tudor. Our brokers can help steer you in the right direction towards cover that suits your business’s needs, saving you time and money.

What does Truck Insurance cover?

All motor vehicles in Australia are required to have Compulsory Third Party (CTP) Insurance, including commercial trucks. Furthering your protection with Truck Insurance ensures that you are safeguarded against a host of unforeseen issues, including accidents, damage to cargo, and more.

At Tudor Insurance, we do our best to offer cover to suit a range of vehicles and needs. This can include:

  • Commercial vehicle insurance

  • Carriers Load/Goods in Transit

  • Downtime cover if you truck is off the road as a result of an accident

  • Income protection

  • Workers compensation insurance (in certain states only)

Truck Insurance covers various types and styles of trucks, such as Prime Movers, Tippers, B Doubles, Floats, Buses, Refrigerated Trucks, and more, across a wide range of trucking occupations and industries.

What’s not covered with Truck Insurance?

We’ll do everything we can to find you the best policy for your business. With that being said, it’s important to note that there are some instances that Truck Insurance doesn’t typically cover, including:

  • Breakdowns

  • Wear and tear

  • Exclusions and the excess you need to pay and limits of liability can vary greatly depending on your insurer and the requirements of your business.

Case Study - Our Truck Insurance in Action

Simon, an owner-operator truck driver, has several delivery contracts, including a contract with a large Hunter Valley winery to deliver wine orders to customers across New South Wales.

On one of his regular delivery runs transporting thousands of dollars of wine, he’s involved in an accident which results in damage to his truck and a complete loss of the wine on board, with the bottles shattering upon the impact.

Fortunately, Simon has commercial vehicle insurance which covers the damage to his truck and provides him with downtime cover to help him hire another vehicle while his truck is being repaired so that he can continue to operate his business. His goods in transit insurance also covers the cost of the wine.

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