Pontoons & Jetties Insurance

Pontoons, jetties, marinas, and mooring structures are vital assets in coastal and river communities, but they also face significant risks. Storm surges, flooding, collision from watercrafts, structural fatigue, erosion, and vandalism are just a few of the threats faced. Without specialist cover, repair costs and liability exposures can be huge.

At Tudor Insurance, we bring over 40 years of experience as an Australian-run broker, specialising in marine and coastal infrastructure insurance. When you insure your pontoons and jetties with us, you don’t just get a policy, you get deep industry knowledge, tailored assessments, and committed claims support to keep your infrastructure safe and operational.

Who Should Get Jetty Insurance?

This insurance is essential for anyone who owns, operates, or is responsible for marine infrastructure; be it private jetty owners, marina operators, yacht clubs, local councils with riverfront assets, or floating accommodation operators.

Even when not in use, these structures remain exposed to the elements and marine activity. A collision from a passing vessel, storm surge, debris impacts, or corrosion can quickly lead to damage with a big bill to remediate.

What Does Pontoon Insurance Cover?

Your insurance needs are unique, so we’ll take the time to find the best solutions for you. Our brokers will talk you through common areas of coverage, identifying the most suitable offerings to safeguard your assets on the water. Below are some examples of what jetty insurance can cover:

Structural Damage and Repair: Covers the costs to repair or rebuild pontoons, jetties, pilings, walkways, decking, and supporting infrastructure from events like storm, flood, fire, impact, or vandalism.

Public Liability: Protects you against legal claims if a third party is injured or suffers property damage as a result of the structure: for example, someone falling on a slippery jetty.

Business Interruption: If the structure is essential to revenue, as with marina berthing fees, this covers lost income while the structure is unusable during repairs.

Replacement or Reinstatement Value: Ensures that in the event of a total loss, you receive sufficient funds to reconstruct the infrastructure to modern standards, not just depreciated value.

Debris Removal and Cleanup: Covers costs of removing damaged components, wreckage, or marine debris after an insured incident.

Machinery & Equipment: Covers pumps, electrical systems, lighting, safety gear, mooring components, and ancillary infrastructure.

Environmental and Pollution Liability: Where available, protection if fuel spills or other pollutants are released during an incident, and you’re held responsible for remediation or fines.

There are also often optional extras available, covering concerns such as vandalism, erosion, and high public traffic areas. If these, or any other concerns, are applicable to you, let your broker know so they can ensure your policy provides appropriate coverage.

Why Use Tudor Insurance as Your Insurance Broker?

When it comes to insuring pontoons and jetties, expertise matters. As a local Melbourne broker with over four decades leading the insurance industry, Tudor Insurance offers a rare combination of marine understanding and personal service.

We know the technical challenges of coastal and river structures, from tidal stress to salt corrosion, and we work with insurers who understand these risks. When you choose us, you get:

Customised assessments
Detailed policy placement that protects you from uncovered gaps
Claims advocacy to guide you through the process, represent your interest, and help make your claim resolution as smooth as possible
Ongoing support, including updates, renewals, risk advice, and inspections