Business and Commercial Insurance

Tudor has been built from the ground up by establishing and maintaining a relationship with our commercial and corporate customers. We take the time to thoroughly evaluate each client’s business, assess their particular risks and exposures and recommend specific insurance products to cover those risks.

We consider ourselves a partner in the unique risk assessment and management needs of your industry, from SME’s (small to medium enterprises) to large corporations. If required we can also provide services in respect of quantity surveyors, valuers, and risk managers (for implementation of O. H + S Programs).

What is Business Insurance?

A business takes years to build - but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack. With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

Who should consider it?

Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business. “Having the right insurance will help protect your business and minimise its exposure to risk. This may include insuring your business, your income and your commercial risk.”

What can it cover?

Business insurance packs can offer general protection for a business, which may include cover against;

  • Property damage - Repair or replacement of property damaged

  • Business interruption - Loss of trading profit following insured damage to property and additional costs and expenses incurred during a claim

  • Theft - Repair or replacement of property stolen

  • Money - Loss of money

  • Public or Products Liability - Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy

  • Glass - For replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases

  • Transit - For stock that is in transit on the road, in the air or by sea

  • Electronic equipment breakdown - For repairing or replacing electronic equipment that breaks down

  • Machinery breakdown - Cover for costs associated with machinery breakdown

  • General property - To cover your tools of trade, including laptops and tools that you use for your profession or trade

  • Tax Audit - To cover the costs of being audited by the ATO

  • Employee Dishonesty - Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance

What usually isn’t covered?

Exclusions, and the excess you need to pay and limits of liability can vary greatly depending on your insurer and the requirements of your business.

Important note

A product disclosure statement (PDS) is available from us. You should consider the PDS in deciding whether to acquire, or continue to hold, business insurance.

Business Insurance Quote

Our interactive quote request form will guide you through the steps to get a quote on insurance for your unique property.

It only takes 2 minutes to complete.