What is Management Liability? Management Liability insurance covers a wide range risks, which arise from actions and decisions of directors, officers and managers while running a business. Improper conduct such as sexual harassment, unfair dismissal or defamation are some examples of risks which … [Read more...] about Management Liability: The most important cover you may know the least about. Let’s change that now!
When was the last time you thought about your insurance policy?
Are you sure you are covered? Don’t wait until you need to claim to discover your policy isn’t what you need. If you’ve had the same insurance for a while it’s quite likely that your circumstances have changed since the policy was first taken out. As part of our client service we can handle your … [Read more...] about When was the last time you thought about your insurance policy?
Contractors and your business – minimising your exposures
Contractors can save you time and money by helping you to manage workload spikes, fill temporary resource gaps, perform specialist services and run defined projects. But they can also expose you to a range of legislative and commercial risks if you don’t handle them with care. A contractor is a … [Read more...] about Contractors and your business – minimising your exposures
What Businesses Should Know About Water Damage
Whether it’s from a leaky hot water system or a flood, did you know that, according to Chubb claims data, your office is more likely to have water damage than damage from a fire? If your business owns or leases property or office space, it’s best to have a plan and be prepared - these practical tips … [Read more...] about What Businesses Should Know About Water Damage
QBE releases 2018-2019 Premiums4Good Investment Impact Report
QBE has just released the 2018-2019 Premiums4Good Investment Impact Report. Premiums4Good is an initiative whereby QBE allocates a portion of all QBE customer premiums to impact investments with additional social or environmental benefits. This means by simply choosing to do business with QBE, … [Read more...] about QBE releases 2018-2019 Premiums4Good Investment Impact Report
Is your business fire safe?
Although bushfire season is here, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses. For instance, damaged or old electrical cabling is all too often the cause of a fire, … [Read more...] about Is your business fire safe?
Do you have enough insurance for your small business?
Underinsurance remains a serious issue for small businesses, with the Insurance Council of Australia’s (ICA) statistics showing 12.8 per cent of small businesses and 24 per cent of sole traders have no insurance. Organisations operating in the education sector have the highest rate of non-insurance … [Read more...] about Do you have enough insurance for your small business?
Rising water damage claims: what’s the cause?
A new report shows there has been a substantial jump in insurance claims as a result of internal water damage since 2014. Insurer Chubb’s new report, Get Smart about Water Leaks, has found claims related to water damage have grown by 72% over this time. The average value of claims has also … [Read more...] about Rising water damage claims: what’s the cause?